Effective Date: 2/21/2026

1. Independent Insurance Agency

Cornerstone Life & Health is an independent insurance agency. We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Mario Hong is a licensed insurance agent.

2. No Government Affiliation

This website is not affiliated with Medicare.gov or any government agency. We provide information and assistance regarding Medicare Advantage, Medicare Supplement, and Prescription Drug Plans through licensed insurance carriers.

3. Educational Information Only

The content on this website is for educational and informational purposes only and should not be considered legal, financial, or tax advice.

Plan availability, benefits, and pricing vary by carrier and ZIP code.

4. No Obligation

Submitting your information does not obligate you to enroll in any insurance plan.

Your consent to be contacted is not a condition of enrollment.

5. Communications Consent

By submitting your information, you agree to be contacted by phone, email, and SMS text message regarding Medicare-related information and services.

Message and data rates may apply. Message frequency may vary.
You may opt out of SMS communications at any time by replying STOP.

6. Accuracy of Information

You agree that the information you provide is accurate and truthful to the best of your knowledge.

7. Limitation of Liability

Cornerstone Life & Health shall not be held liable for any decisions made based on information provided on this website.

Final plan enrollment decisions are made directly with the insurance carrier.

8. Changes to Terms

We reserve the right to update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.

9. Contact Information

If you have questions about these Terms of Service, please contact:

Mario Hong
Cornerstone Life and Health
(915) 308-1510
[email protected]